Financial + FAQ


Yes, we're happy to accept Maryland Healthy Smiles payments, and we also take D.C. Medicaid.

We do not offer an in-house membership plan. However, we accept most major dental insurance plans and are happy to discuss your financing options prior to your appointment.

We are pleased to accept CareCredit. If you'd like more information, talk to one of our team members or visit

We accept the following dental insurance plans for your convenience and are happy to submit your claims:

We are also pleased to accept cash, Zelle, debit cards, Visa, Mastercard, American Express, and CareCredit. For major treatments, our team will work with you to develop a payment plan.

If you have questions about your insurance benefits or the cost of your treatment, our team is always happy to assist you.

Yes, we accept most major insurance plans. Please contact our office to verify your insurance is one of our accepted providers.

Connection Dental/GEHA
Delta Dental
Maryland Healthy Smiles (Medicaid)
United Concordia
United Healthcare


You're welcome to call our office at 240-670-4780 to schedule your appointment or request one online, and we'll contact you to confirm your selection.

We request that you contact our office 48 hours prior to your appointment. All late cancellations and no-shows may result in cancellation fees

Yes. We're happy to accept new patients. We're always excited to provide new and existing patients with cutting-edge dental care. We look forward to meeting you and your child!

Yes. We're happy to offer evening hours, we are not scheduling weekend appointments at this time .  Contact our office, and we will find a time that fits your busy schedule

Absolutely. Please let us know ahead of time if there are any special arrangements your child requires. We're happy to make any needed accommodations.

Children typically require dental exams and cleanings every six months. However, children at a higher risk of dental problems may require more frequent visits. Routine dental checkups enable us to monitor your child's development and rule out problems with the teeth, gums, bite, and jaw. 

Regular dental visits allow us to remove plaque and tartar buildup, lowering the risk of tooth decay and cavities. They also reveal dental problems in their earliest stages, when they are easiest to treat. Your child will learn to value good oral health and understand that dental care is an integral component of one’s everyday routine. 

General and pediatric dentists are trained and qualified to diagnose and treat children's oral health concerns. However, pediatric dentists are specialists who undergo two to three years of training after dental school to learn how to best care for children’s smiles. Moreover, pediatric dentistry practices are designed with children in mind, with entertaining waiting areas and kid-size tools and equipment. Our pediatric dentists are well equipped to deal with any personality that walks through our doors and know how to make every visit fun and free of stress.


Each child is unique with varying teething times. Generally, the first baby teeth to appear are the lower front teeth at around six months but can emerge as late as 12 months. In all, your child will have 20 primary teeth that should stay in place until around age six.

Teething is an important milestone for your child, but unfortunately, it isn't always a pleasant experience. Consider massaging your child's gums or offer a refrigerated - not frozen - pacifier or teething toy to soothe those sore gums. Teething infants love to chew, so you may want to offer a teething cracker after checking with your child's pediatrician. We do not recommend using topical anesthetics, which may be harmful to your child.

Even though your baby's primary teeth will eventually fall out, it's important to keep them healthy. They play an essential role in helping your child speak, chew, and smile properly. They also act as placeholders for the permanent teeth yet to erupt. If a primary tooth falls out too early due to decay or trauma, the nearby teeth can shift, leading to crooked adult teeth, overcrowding, and problems with the bite. Maintaining healthy baby teeth is important for your child’s oral health and development.

Tooth decay, also known as dental caries, is the most common chronic childhood disease, usually resulting from poor oral hygiene. If not treated, the decay can progress to the innermost portions of the tooth, affecting the pulp and nerves. Maintaining proper oral hygiene habits at home and keeping up with your child's routine dental checkups will lower the risk of tooth decay and cavities.

When sugary foods aren't cleaned off by regular brushing and flossing, cavity-causing bacteria feast on them and produce acids. These acids attack the tooth enamel, eating through it and creating holes called cavities.

Brushing at least twice a day with fluoride toothpaste helps remove plaque and prevents it from hardening to tartar. Flossing on a regular basis is also very important because it can clean places between the teeth that brushing may not reach. Make sure your child maintains a healthy, balanced diet and limits sugary drinks and beverages. Moreover, schedule regular dental visits every six months to allow us to monitor your child's oral health and provide treatment whenever necessary.

Early childhood decay, also known as baby bottle tooth decay, refers to cavities in children under age six. The first signs of ECC are typically white spots near the gum line. It is usually the result of frequent, prolonged exposure to foods and liquids high in sugar, including milk and juice. To prevent ECC, avoid putting your child in bed with a bottle of milk and juice and transition to a sippy cup by the first birthday. Moreover, make sure to clean your child's gums and teeth right from the start.  

Even before your baby's first tooth erupts, it's important to clean the gums after feedings with a damp, clean washcloth. As soon as the first tooth erupts, you can start using water and a soft-bristled baby toothbrush. When you come in for your child's first dental visit, we'll show you how to care for your child's smile.

Pediatric Dentistry Near me

Visit My Kids Dental Center to learn more about taking care of your child's teeth right from the start to prevent cavities from developing or progressing. Dr. Cargill looks forward to supporting your child’s oral health every step of the way. We invite you to contact our Silver Spring office to schedule your child's dental appointment or request one online today!